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Terms of Service

Last updated: November 6, 2026

These terms are an agreement between you and [Capplio legal business name] ("Capplio", "we") for your use of the Capplio app and website. By using Capplio you agree to them. If you use Capplio for a business, you agree on behalf of that business.

1. Your account

Keep your sign-in details safe and tell us about any unauthorised use. You are responsible for what happens in your account and for the people you invite to your business. Owners and admins can add and remove members and see all of the business's receipts.

2. Your content

You keep ownership of the receipts, files and information you add. You give us permission to store, process and display them to provide Capplio, including sending them to our service providers (such as our AI provider) for that purpose. You confirm you have the right to upload what you add.

You also allow us to use item prices from your receipts, combined with others' and without anything that identifies you, your business or your suppliers, to create market averages that we may use, share and sell, as described in our Privacy Policy. You can turn price sharing off in the app at any time.

3. AI reading

Capplio uses AI to read receipts. It is usually accurate but can make mistakes. Check important amounts, especially taxes, before relying on them. Capplio is a record-keeping tool, not accounting, tax or legal advice; talk to your accountant about your obligations.

4. Plans, payments and limits

Capplio has a free plan and paid plans. Paid plans and extra AI scans are bought in the app through the App Store or Google Play, which handle billing, renewals, cancellations and refunds under their own terms. Plans renew automatically until cancelled. We may change prices for future billing periods with notice. If you go over a plan's limits you can still view and export everything you have saved, but you may not be able to add more until you upgrade or free up space.

5. Acceptable use

Do not use Capplio to break the law, upload content you do not have the right to, try to access other businesses' information, interfere with the service, or copy or resell the service.

6. Connected services

If you connect Outlook, Google Drive, OneDrive or Google Sheets, your use of those services is also governed by their terms. You can disconnect them at any time.

7. Availability and backups

We work to keep Capplio available and your data safe, but we cannot promise the service will always be uninterrupted or error-free. Keep your own copies of anything critical; Capplio lets you export your receipts and back them up to your own cloud storage.

8. Ending your account

You can stop using Capplio and delete your account at any time (see Delete account). We may suspend or close accounts that break these terms. When an account is closed, its data is deleted as described in our Privacy Policy.

9. Disclaimers and liability

Not tax, accounting or legal advice. Capplio is a tool for sorting and keeping receipts and invoices. It is not tax, accounting or bookkeeping software, and nothing in it is tax, accounting, financial or legal advice. Amounts, taxes, categories, budgets, market prices and other figures are read from documents automatically or calculated from them, and may be incomplete or wrong. You are responsible for checking them and for your own tax returns and filings. Ask a qualified accountant or tax professional, or a lawyer for legal advice, before relying on them.

Capplio is provided "as is" to the extent the law allows. To the extent the law allows, we are not liable for indirect or consequential losses, lost profits or lost data, and our total liability for any claim is limited to the amount you paid us in the 12 months before the claim. Nothing in these terms limits rights you have under consumer protection laws that cannot be limited.

10. Changes

We may update these terms. We will tell you about important changes in the app or by email before they take effect. Continuing to use Capplio after that means you accept the new terms.

11. Law

These terms are governed by the laws of [British Columbia, Canada], and disputes will be handled by its courts, unless the law where you live says otherwise.

Contact

support@capplio.com
[Capplio legal business name], [business mailing address]